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NCR-Registered Debt Counsellor (NCRDC4539)
For over 10 years, The Hartogh Group Consultancy has supported clients with financial and organisational solutions. As an affiliate of this group, Marco Hartogh — owner of Debt Assure and a NCR-registered debt counsellor (NCRDC4539) — provides tailored debt relief strategies to help you restructure your finances, achieve debt freedom, and regain control of your financial future. 

Service Offerings:

1. Debt Review (Debt Counselling)
NCR-regulated solution that consolidates your debt into a single affordable monthly payment, with reduced interest rates and extended terms. 


2. Debt Consolidation & Management
Replace multiple, expensive repayments with one manageable instalment—without opting for a costly consolidation loan. 


3. Creditor Negotiation & Legal Protection
We act as your representative to negotiate with creditors, and obtain a court order to prevent legal action or asset repossession. 


4. Financial Planning & Coaching
Build healthier money habits through budgeting guidance and coaching to prevent recurrence of over-indebtedness. 


5. Credit Clearance Certification
Upon settling all debts, you receive an official clearance certificate and a clean credit slate.

Our Principles


We believe in the transforming debt into Freedom through the integrity, collaboration, and personalised care.


  • Registered & Compliant
  • Compassionate Support – Protecting your assets and shielding you from creditor pressure.
  • Tailor-Made Solutions – Your repayment plan reflects your unique financial reality.
  • Clear Communication – Transparent updates throughout, including statements and after-care. 

Why Choose Us?

  • Legal Protection & Peace of Mind – Creditors must negotiate through us—no more harassment.
  • Financial Flexibility Restored – Reduced repayments mean more funds for everyday living.
  • Guided, Supportive Journey – We help every step, from application to after-care. 
  • Empowerment Through Education – Learn solid budgeting practices to avoid future debt.

Testimonials 


“Debt review gave me space to breathe—no more calls, no more stress. I settled in 2.5 years instead of the 6-year plan.”  



“Once arrangements were in place and I was protected from legal action—it was a huge relief.”
— From someone who used debt review during a difficult period 


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